How to Fit Business Insurance into Your 2014 Budget
As the New Year approaches, small-business owners return to their spreadsheets to look over their budgets and figure out what financial changes they'll make for the new fiscal year. You’ll likely ask...
View ArticleA New Holiday Tradition: 12 Days of Risk-mas
Everyone knows the holiday song "12 days of Christmas," but reports about the prevalence of data breaches over Christmas inspired us to rewrite the classic carol and give it a contemporary twist. Read...
View ArticleWhere’s Your Cyber Risk Insurance Hiding?
There are two different kinds of cyber-related risks (aka liabilities) that threaten small businesses – first-party and third-party – and different small business insurance policies cover each...
View ArticleWebsite E&O Disclaimers: Can They Protect You?
In order to protect themselves from E&O lawsuits from online users, many companies post legal agreements on their website, such as…Terms of Use Agreements (also called Terms and Conditions...
View ArticleShould You Add an Errors and Omissions Clause to Contracts?
Any time you start working on a new project, you should sign a contract with your client. You may be wondering, how do these contracts protect me? Good question. In order for a contract to protect your...
View ArticleHow Much Is E and O Insurance Worth?
Professional Liability Insurance (also called E&O Insurance) can potentially save IT businesses millions of dollars in legal fees. Take, for example, this lawsuit about to go to trial:The state of...
View ArticleHow to Fit Business Insurance into Your 2014 Budget
As the New Year approaches, small-business owners return to their spreadsheets to look over their budgets and figure out what financial changes they'll make for the new fiscal year. You’ll likely ask...
View ArticleA New Holiday Tradition: 12 Days of Risk-mas
Everyone knows the holiday song "12 days of Christmas," but reports about the prevalence of data breaches over Christmas inspired us to rewrite the classic carol and give it a contemporary twist. Read...
View ArticleWhere’s Your Cyber Risk Insurance Hiding?
There are two different kinds of cyber-related risks (aka liabilities) that threaten small businesses – first-party and third-party – and different small business insurance policies cover each...
View Article2013 Year-end Highlights: 5 Major Trends in Data Breaches and IT Liability
Between the Edward Snowden saga and the botched Obamacare rollout, 2013 was a year filled with concerns about data security and tech liabilities. Think about it: two of the biggest stories of the year...
View ArticleCertificates of Liability Insurance: Who They Protect
Understanding how Certificates of Liability Insurance work is important for small-business owners who want to sign new contracts with clients.Some times also called a Proof of Insurance, the insurance...
View ArticleHow Many Data Breaches Will You Prevent in 2014?
The year 2013 was already deemed a "cyber tipping-point" by Advisen, a market research firm that argues the prevalence of data breaches and growing number of attacks on small businesses will be a game...
View ArticleSurprise! 8 Things You Didn’t Know about Your Small Business Insurance
Let's face it: small business insurance can be confusing. There's no shame in admitting that between learning the ins and outs of Property, General Liability, and Professional Liability Insurance, a...
View ArticleAnatomy of a Data Breach: Key Lessons from Target's Security Breach
Between November 27 and December 15, Target was the victim of a massive data leak. Hackers broke into Target's sales records and stole credit and debit card information for almost 40 million...
View ArticleSoftware Patches: The Good, the Bad, and the Liability
Over the summer, cyber criminals hacked into a web application hosted by the Department of Energy and gained access to more than 100,000 personal records. Hackers were able to break in because the DOE...
View ArticleHow Much Is E and O Insurance Worth?
Professional Liability Insurance (also called E&O Insurance) can potentially save IT businesses millions of dollars in legal fees. Take, for example, this lawsuit about to go to trial:The state of...
View ArticleHow to Fit Business Insurance into Your 2014 Budget
As the New Year approaches, small-business owners return to their spreadsheets to look over their budgets and figure out what financial changes they'll make for the new fiscal year. You’ll likely ask...
View ArticleA New Holiday Tradition: 12 Days of Risk-mas
Everyone knows the holiday song "12 days of Christmas," but reports about the prevalence of data breaches over Christmas inspired us to rewrite the classic carol and give it a contemporary twist. Read...
View ArticleCommon IT Errors and Omissions that Trigger Lawsuits
In the same way that doctors have Malpractice Insurance, IT companies can purchase Professional Liability Insurance (often called Errors & Omissions, or E and O Insurance), which protects them from...
View ArticleData Breach Case Study: Lessons from Target Data Heist
Before Target had even officially acknowledged it was the victim of a data breach, customers had already filed cyber liability lawsuits. Now, two weeks after the attack that exposed millions of holiday...
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